Insurance Benefits In the Edit Insurance Plan window, there is a section at the lower right that stores the plan benefits. These percentages and amounts are used to calculate Treatment Plan Insurance Estimates. Note: If you change insurance benefits, all Claim Procedure estimates will also change, including those on current and sent claims. Every benefit is stored as a row in the database, because this is exactly how information comes in from the insurance companies as the dental industry gradually moves to electronic benefit requests. This will save you huge amounts of time, and allow you to have accurate real time benefit information on demand without making any phone calls. To enter benefit information, double click anywhere in the Benefit Information grid. Benefits apply to all subscribers of the plan. If different subscribers have different benefits, create different Insurance Plans. Simplified View: In order to show this view, at least one of each E-Benefit Category in Insurance Category Setup
must be present (Accident, Crowns, Diagnostic, Endodontics, General,
MaxillofacialProsth, OralSurgery, Orthodontics, Periodontics,
Prosthodontics, Restorative, RoutinePreventive, and
DiagnosticXRay). This box usually is checked, unless you are in a
foreign country and not using the typical American settings. Benefit Year: Determines the renewal
date used to calculate benefits and applies to all benefits in the
window. Check Calendar if the insurance plan follows the calendar
year (starts in January; ends in December). Uncheck the box if
the insurance plan follows a service year that starts in a month other
than January. Annual Max/Deductibles: Enter all your amounts, individual and family, keeping in mind that leaving a box blank is not the same as entering a zero. Blank indicates that the amount is unknown. If you leave the Annual Max blank, then no calculations of Treatment Plan Insurance Estimates can be done. Fluoride to Age: Uses the code D1208. Now that codes D1203 and D1204 are obsolete, this part of the program is less annoying. Frequencies: Enter plan frequency limitations. Frequency limitations are for information only; they are not calculated in Treatment Plan Insurance Estimates. Ortho: Enter Orthodontic lifetime maximums and percentages. The Ortho max is separate from the General annual max as long as the Insurance Category Spans are set correctly. The correct setup (and default) is to have an Ortho span of D8000 to D8999 and to exclude that span from the General category. The Treatment Plan Module Insurance section is for the General category only; ortho calculations will not show there. Categories: Enter the percentages of coverage for each category. Other Benefits: You can usually ignore this list. Other Benefits are useful when dealing with incentive plans, if you need to add a benefit that is not considered preventative, major or minor, or if you are using Open Dental in a foreign country. See Other Benefits below. Notes: Certain types of benefits are not
easily codified, so they do not yet have a box. These types of benefits
are just entered as subscriber notes for now. Examples of benefits
which get entered as notes are: Other Benefits
To add an Other Benefit, click Add. Patient Override: Check this box if this is
an incentive plan benefit where each family member is at a different
percentage. These benefit changes will only affect this patient
and this plan. No other patient will be affected. Category: Insurance category or procedure code this benefit applies to. Type: Some types affect Treatment Plan Insurance Estimates; others are informational only. Percent: The percentage of coverage for this category or procedure code. Amount: The dollar amount that is covered for this category or procedure code. Time Period: Some options affect in Treatment Plan Insurance Estimates; others are informational only. Quantity/Qualifier: If there is a frequency limitation on a category or procedure, enter a number and select the qualifier that matches. Benefits that have frequency limitations are not calculated in Treatment Plan Insurance Estimates. Coverage Level: Per-Visit Co-Pay Benefit Calculation Logic
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